糖心原创

Title: Can we nudge better financial decision-making?

Abstract: Decision-making under risk often falls short of normative benchmarks due to cognitive limitations in processing probabilistic information. This study examines whether Information Processing Guidance (IPG) improves decision quality and how task difficulty moderates its effectiveness. In a controlled experiment, we found that IPG significantly reduced deviations from Bayesian-optimal choices, while the withdrawn guidance condition fell between the two. Although greater task difficulty increased errors overall, IPG's benefit remained stable across difficulty levels, suggesting that information processing guidance can durably enhance decision quality even under cognitive demands.